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Health insurance is a form of insurance that helps to defray the expense of medical treatment, including hospitalisation costs, medicines, doctor/nurse or other professional charges and other expenses of the person insured. It can reimburse the insured for expenses incurred from illness/injury or pay directly to the healthcare provider.
Health insurance, thereby, is an agreement where the insurance company agrees to undertake a guarantee for compensation of medical expenses in case the insured falls ill or meets with an accident which leads to hospitalization.
Annual premium paid towards health insurance coverage are subject to tax exemption u/s 80D of ITA, 1961 as per prevailing Tax Laws.
Everyone hopes that they never become sick or get injured, yet anyone can develop a serious disease at any time and the expense of treatment can seriously deplete one’s savings that they have amassed over years. You wouldn't want your family's dreams to get shattered due to an illness, when you could have protected yourself.
Health insurance is a living benefit; it can protect you financially in dire need. It's best to take a policy when young & healthy, as the chances of getting a good coverage diminishes with sickness and age.
We collaborate with multiple insurers and offer comprehensive, unbiased and customer centric solutions to our clients.
Fedelta Insurance Marketing & Services Pvt Ltd
3M, Vantage Plaza, 3rd Floor,
LB & MG Road, Thiruvanmiyur,
Chennai - 600041.
+91 98403 80160